Consumer Lending Services

Consumer Lending Services

Maximize your lending potential with our result-driven Consumer Lending Services. Cultivate enduring customer partnerships and adapt to evolving demands while optimizing loan processing and underwriting.

Lenders in the mortgage industry face numerous challenges in consumer lending due to the evolving landscape shaped by disruptive elements such as new data sources, real-time credit decisions, AI, and fintech. To grow their business, leaders in the lending industry recognize the need to innovate and make credit fast, smooth, personalized, and appealing. However, the key challenge lies in providing credit to the right customer at a competitive rate while ensuring compliance with local regulations. Additionally, lenders are under pressure to improve productivity, reduce costs, and adapt to the constantly changing market demands.

Our mortgage consumer lending services offer an opportunity for lenders to transform their operations and embrace modern lending practices. By implementing solutions such as cost management, business process reengineering, and domain expertise, we address these challenges comprehensively. We follow industry best practices and provide around-the-clock support (24x7), extending and expanding operational hours to ensure faster turnaround times.

Implementing our solutions leads to more efficient and compliant lending operations. Lenders can develop enduring customer relationships, meet evolving customer needs, and achieve significant cost savings of up to 50%. The benefits of our services include improved productivity, reduced costs, enhanced risk management and compliance, and better accuracy and turnaround time in mortgage support.

By partnering with us, lenders can navigate the cyclical nature of the mortgage market and adapt to market dynamics with confidence.

Consumer Lending Solutions We Offer

Our comprehensive range of services are designed to address every aspect of your lending operations, ensuring efficiency, compliance, and customer satisfaction. From streamlining loan application processing to providing risk assessment and customer relationship management, our solutions empower lenders in the mortgage industry to thrive in their dynamic market -

  1. Loan Application Processing

    Loan Application Processing

    Streamline and expedite the loan application process with our efficient and accurate processing solutions, enabling faster approvals and enhancing customer experience.

  2. Loan Underwriting Support

    Loan Underwriting Support

    Leverage our expertise and resources to navigate the complexities of loan underwriting, ensuring thorough assessments, mitigating risks, and maintaining compliance.

  3. Documentation and Compliance

    Documentation and Compliance

    Simplify and streamline the documentation process while ensuring full compliance with regulatory requirements, minimizing errors, and enhancing efficiency.

  4. Loan Servicing Support

    Loan Servicing Support

    Enhance the servicing of your loan portfolio with our comprehensive support, including payment processing, escrow administration, and borrower communication.

  5. Risk Assessment

    Risk Assessment

    Mitigate risks associated with consumer lending through our advanced risk assessment methodologies, providing valuable insights to make informed lending decisions.

  6. Reporting and Analytics

    Reporting and Analytics

    Gain deeper insights into your lending operations with our robust reporting and analytics solutions, empowering data-driven decision-making and performance monitoring.

  7. Customer Relationship Management

    Customer Relationship Management

    Build enduring customer relationships through our customer relationship management solutions, enabling personalized interactions, effective communication, and enhanced borrower satisfaction.

Sectors We Serve

BanksBanks
Financial Technology (FinTech) CompaniesFinancial Technology (FinTech) Companies
Online LendersOnline Lenders
Non-Banking Financial InstitutionsNon-Banking Financial Institutions
Mortgage CompaniesMortgage Companies
Retailers and E-commerce PlatformsRetailers and E-commerce Platforms
Loan Servicing CompaniesLoan Servicing Companies

Why We Are the Preferred Consumer Lending Service Company

As a specialized consumer lending service provider, our solutions are tailored to meet the unique needs of lenders in the mortgage industry. Our extensive experience and commitment to accuracy and timeliness has made us a trusted partner for a global clientele. When you choose to outsource your lending services to us, you gain access to a seamless solution for bulk editing, enabling you to meet tight deadlines while maintaining consistent quality. As your trusted partner, we offer a range of benefits that set us apart -

  • Trained and Experienced Global Team

    Benefit from the expertise of our 4500+ trained and experienced professionals who are dedicated to delivering exceptional lending services.

  • Certified Service Provider

    We have industry certifications such as ISO 9001:2015 and SSAE18, ensuring the highest quality standards and compliance with regulations.

  • Data Security

    Your sensitive data is protected through secure FTP and VPN networks, NDAs, multi-factor authentication processes, and encrypted emails.

  • High-quality Services

    Experience superior quality in every aspect of our lending services, from loan application processing to risk assessment, ensuring accurate and reliable results.

  • Scalable Solutions

    As your lending needs grow, our scalable solutions adapt to meet your evolving requirements, allowing you to expand your operations seamlessly.

  • Single Point of Contact

    Access a streamlined communication process with a dedicated account manager who serves as your single point of contact, ensuring efficient and effective collaboration.

  • Increased Regulatory Compliance

    We have in-depth knowledge and expertise in adhering to guidelines provided by HUD, Fannie Mae, Freddie Mac, FHA, GSE, and other regulatory bodies.

  • 24/7 Availability

    We are available round-the-clock to provide support and address any concerns, ensuring uninterrupted service and timely assistance.

  • Flexible Pricing

    Our flexible pricing options cater to your specific needs, allowing you to optimize costs while receiving top-notch lending services.

Additional Services You Can Benefit From

Mortgage Loan Processing Support Services

Experience streamlined mortgage loan processing with our comprehensive services, handling applications, documentation, and verification to ensure a smooth and efficient process for your clients.

Mortgage Underwriting Support Services

Trust our experienced team to provide thorough mortgage underwriting services, analyzing risk factors and making informed decisions, helping you mitigate risks and optimize lending decisions.

Mortgage Closing Support Services

Ensure a seamless and hassle-free mortgage closing process with our dedicated services, assisting with document preparation, title review, and coordination, ensuring a timely and successful closing for your borrowers.

Mortgage Post-Closing Support Services

Let us handle the post-closing tasks with our expert services, including quality control audits, document management, and regulatory compliance, allowing you to focus on building lasting customer relationships and growing your business.

Client Success Stories

Case Study on Automated Solutions MSuite Reduced Loan Closing Time for a US Client

Helped a National Mortgage Lender Ensure 140% Business Growth in 4 Years

The client is an ever-expanding business entity with two entities that work on various loan types. The client was looking for a reliable outsourcing partner to ensure in-house efficiency, better business scalability, and faster closing cycles.

Read more
FWS Provided High-quality Loan Underwriting Services to a Leading US Residential Client

Helped a Member-Owned Credit Union to Solve Labor Attrition Threating Business Continuity

One of our clients is a member-owned credit union founded in 1938. Retaining employees was the biggest challenge for the client since they were a non-profit organization. We provided the client with enhanced scalability at cost-effective rates.

Read more

Testimonials

We just wrapped up our monthly score card call with our biggest client. We continue to be their top performing AMC by volume, and their top rated AMC. So THANK YOU all for all the hard work on this, and all of our lenders. You at Flatworld all are doing a great job for us and the hard work is truly appreciated.

Spokesperson,
Appraisal Management Company, CA
More Testimonials »

Outsource Consumer Lending Services to Us

Our consumer lending services are specifically designed to empower lenders in the mortgage industry with more efficient and compliant operations. By leveraging our tailored solutions, lenders can streamline their lending processes, ensuring seamless workflows and adherence to regulatory requirements. Our focus on optimizing productivity, enhancing accuracy, and minimizing errors enables lenders to achieve significant cost savings of up to 50%. Lenders can expedite loan processing, improve customer satisfaction, and seize opportunities in a competitive lending landscape with shorter turnaround times.

Our solutions enable lenders to experience improved productivity through streamlined processes, reducing manual efforts and optimizing resource allocation. Our strong emphasis on accuracy ensures that lenders can confidently mitigate risks and make informed lending decisions.

Access greater efficiency, cost savings, and improved productivity. Contact us to learn more.

Contact Us

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USA

Flatworld Solutions

116 Village Blvd, Suite 200, Princeton, NJ 08540


Flatworld Mortgage Solutions LLC

116 Village Blvd, Suite 220, Princeton, NJ 08540


135 Camino Dorado, Suite 7, Napa, CA 94588.

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