Mortgage Loan Processing Services
Eliminate fixed loan processing expenses and stay lean for slow cycles. Lower origination costs and maximize profit on every loan you process.
Fluctuating loan volumes and stringent regulatory compliance often lead to increased processing costs, prolonged processing times, and potential compliance risks. Outsourcing mortgage loan processing services to an experienced service provider like us empowers you to manage varying loan volumes without the operational overhead.
We are a mortgage processing company with 19+ years of experience in origination and operational knowledge. Our global team of 4500+ trained and certified processors, underwriters, and originators harness technology to streamline your loan processing workflow. This helps you optimize each stage of your loan lifecycle, from pre-qualification and underwriting to closing and post-closing audits. Our expertise in managing Loan-to-Value (LTV) ratios, Debt-to-Income (DTI) calculations, and FICO score assessments assures lower risks for lenders and better loan terms for borrowers.
Ready to move your borrowers' applications through the system swiftly toward closing? Connect with our customer-centric processors trained to handle an extensive range of loan products.
Client Success Stories
Our Proprietary Mortgage Automation Tool Slashed Loan Closing Time for a US-based Client
A premier US-based client achieved a significant reduction in loan closing times using our sophisticated mortgage automation platform. This innovation in loan processing workflow delivered exceptional efficiency and time savings.
Read More
Our Automation-powered Services Increased the Underwriting Efficiency of a Leading US Residential Lender
A residential lender in the US engaged our specialized team to streamline and expedite their underwriting processes. Our automation-powered support significantly elevated their operational efficiency.
Read More
Mortgage Loan Processing Support Services We Offer
We transform your mortgage loan processing system to make it a streamlined and error-free experience. Our team consistently delivers superior results using automation and implements global best practices.
FHA Loan Services
We specialize in managing FHA loan processing and ensuring compliance with federal guidelines to reduce approval times and increase loan approval rates. This enhances borrower satisfaction by streamlining your processes.
Mortgage Default Management Services
Our team uses predictive analytics to identify at-risk loans early and implement tailored mitigation strategies, such as loan modifications and foreclosure alternatives, to minimize defaults. This protects your portfolio and maintains strong borrower relationships.
Conforming Mortgage Loan Support Services
Get timely document review and automated compliance checks to ensure Government Sponsored Enterprises (GSE) standards with our conforming mortgage loan support services. This efficiency translates to faster approval and happier clients.
Conventional Mortgage Loan Processing
Ensure accuracy and compliance at every stage of processing conventional mortgage loans to minimize errors and accelerate the closing process. This guarantees a seamless experience for both lenders and borrowers.
Jumbo Mortgage Loan Support Services
Include detailed credit analysis and risk assessments to process jumbo loans efficiently. We use specialized underwriting techniques to manage high-value loans and fast-track approvals, which adds significant value to your high-net-worth clientele.
Fixed Rate and Adjustable Rate Mortgage Loan
Manage fixed and adjustable rate mortgage loans with our sophisticated tracking systems to monitor rate changes and payment schedules. This supports precise interest rate calculations and timely adjustments to stabilize the loan portfolio and enhance borrower confidence.
More Services We Offer
Full-Spectrum Mortgage Support
We integrate human ingenuity with machine intelligence to provide growth agility that evolves with the changing needs of the mortgage market.
Our automation experts streamline the application process using advanced tools to automate data entry, document verification, and initial underwriting tasks. This allows loan officers to focus on building relationships and providing personalized service to borrowers. Lenders benefit from our comprehensive risk assessment and credit analysis services, which ensure that all applications meet stringent credit requirements and minimize default risk.
Brokers gain a competitive advantage through our end-to-end processing capabilities, which include pre-qualification assessments, rate lock management, and seamless communication with lenders. Our services for credit unions support unique operational models and provide customized solutions that integrate with existing systems and processes.
Our Approach to Offer Mortgage Process Outsourcing Solutions
Consultation to understand loan processing needs
Supporting Documentation
Organization and preparation of comprehensive loan files
Validation of borrower eligibility and risk assessment
Loan approval and condition management
Submission of the final loan file for closing
What Sets Our Contract Mortgage Loan Processing Company Apart?
We are one of the top third-party mortgage processing companies that focuses on maximizing your efficiency and improving profitability on every loan you process. Major rewards of choosing us include -
Smart Technologies for Loan Document Processing
We leverage AI-driven automation for document indexing and data extraction to significantly reduce manual errors and accelerate underwriting processes. This creates an efficient and error-free loan processing workflow.
Expertise in Regulatory Compliance
Our compliance specialists are updated with the CFPB, FHA, and GSE guidelines to ensure all loan files adhere to the latest regulatory standards. This prevents potential legal risks for our clients.
Real-time Loan Status Updates
We use pipeline analytics to offer tailored reporting tools that help you track loan statuses in real-time. This helps you make data-driven decisions and optimize your mortgage loan pipelines for better outcomes.
End-to-end Loan Processing
Our comprehensive services cover everything from initial 1003 application intake to closing disclosures and post-closing audits. This serves as a one-stop solution to streamline your mortgage loan lifecycle.
Adaptive Loan Processing Systems
We provide easy scalability options that help you tackle fluctuating loan volumes, while efficiently managing staffing and operational costs without compromising on loan processing speed.
Stringent Data Security
We use advanced encryption techniques and follow data protection protocols to ensure that sensitive borrower information is safeguarded against breaches. This increases regulatory compliance and prevents unauthorized access.
Additional Services You Can Benefit From
Streamline risk assessment using automated systems and expert analysis to ensure accurate, compliant, and efficient loan approval processes.
Experience seamless transactions that ensure precise documentation, regulatory compliance, and timely disbursements for a smooth closing process.
Optimize your loan lifecycle through comprehensive audits, data integrity verification, and timely investor delivery.
Safeguard property ownership with meticulous title searches, defect resolution, and streamlined title insurance processes.
Use advanced analytics and market insights to get precise, data-driven property appraisals that enhance valuation accuracy.
Streamline your senior lending with our expert compliance checks, tailored counseling, and efficient processing to ensure a seamless borrower experience.
Maximize portfolio performance with our advanced payment processing assistance, default management, and customer support to enhance borrower retention.
Strengthen your online presence using SEO, PPC, and targeted content strategies to drive leads and conversions.
Outsource Mortgage Loan Processing Services to Flatworld Solutions
Precise execution and timely processing are the two major benefits of outsourcing mortgage loan processing to us. Our comprehensive compliance framework adheres to all industry regulations, including HMDA, CFPB guidelines, and TRID disclosures. We manage every aspect from initial borrower engagement to final loan closure with meticulous attention to detail. Our seasoned professionals are adept at managing complex scenarios, such as jumbo loans, adjustable-rate mortgages (ARMs), and non-QM loans. Besides, robust audit trails and real-time reporting capabilities are our distinguishing factors that assure transparency and reduce the risk of non-compliance.
Reduce fraud through borrower vetting and increase loan approval rates with our quick, efficient, and secure loan processing support.
Mortgage Processing
Our Customers
Case Studies
-
Flatworld's Automated Solution - MSuite Reduced Loan Closing Time Significantly for a US Client
-
FWS Used its Tool, MSuite, to Enable a Leading Mortgage Company Streamline its Processes
-
FWS Used its Tool, MSuite, to Enable a Leading Mortgage Company Streamline its Processes
-
FWS Automated the Data Indexing and Extraction Process Using its Tool, MSuite, For a Top Mortgage Company
-
Flatworld Automated Underwriting Processes for a Leading US Residential Lender
FAQs
USA
Flatworld Solutions
116 Village Blvd, Suite 200, Princeton, NJ 08540
PHILIPPINES
Aeon Towers, J.P. Laurel Avenue, Bajada, Davao 8000
KSS Building, Buhangin Road Cor Olive Street, Davao City 8000
INDIA
Survey No.11, 3rd Floor, Indraprastha, Gubbi Cross, 81,
Hennur Bagalur Main Rd, Kuvempu Layout, Kothanur, Bengaluru, Karnataka 560077